Recently, I spoke with a resident from right here in Missouri who had fallen victim to a scam that seemed like something out of a thriller but, unfortunately, is becoming all too common. She shared a story about “Anna,” someone she believed she knew everything about—a person who had carefully built a genuine connection over time. “I had zero doubt that Anna was who she said she was. I knew everything about her, and I was certain she cared about me,” she explained. But that trust was shattered when the truth came out: it was all a carefully orchestrated scam.

Sadly, this isn’t an isolated case. Many Missourians, or someone they know, have come dangerously close to being deceived. Whether it’s clicking a link that looks like it’s from your local bank or engaging with someone posing as a friend in need, we’re all just a moment away from falling into a scammer's trap. These criminals are constantly evolving, using more sophisticated and deceptive tactics every day. Their goal is simple: steal your hard-earned money and personal information.

Scammers are targeting Missourians through a variety of schemes—fake investments, fraudulent purchases, crypto, phony charities, and more. They’ve mastered the art of making their texts, phone calls, and online interactions appear legitimate, luring people into their web. Research shows that most scam victims don’t report these crimes. While property theft or vandalism is often reported to law enforcement, less than 30% of scam victims take that step. This underreporting is concerning because these scams are on the rise, and their financial and emotional toll can be just as devastating.

Even here in Missouri, the anxiety over being scammed is growing. Over half of Americans say they frequently or occasionally worry about being tricked into sending money or sharing financial details. Even if you think you’re safe, nearly 20% of people admit to worrying occasionally, and with scammers becoming bolder, those numbers are likely to rise. These schemes leave deep scars—not only financially but emotionally. They prey on your trust, emotions, and the desire to improve your financial future, making them hard to detect until it's too late.

This week, my colleagues and I in Congress addressed this pressing issue during a hearing titled, “Protecting Americans' Savings: Examining the Economics of the Multi-Billion Dollar Romance Confidence Scam Industry.” My top priority is combating these increasingly sophisticated criminals and the risks they pose to Missouri’s families and the nation’s financial security. While our U.S. financial system has safeguards to prevent money laundering and the financing of terrorism, scam victims are still being manipulated into unknowingly wiring large sums to foreign accounts. Scammers often coach their victims to bypass safeguards in the banking system like suspicious activity reports and finding ways around the system. It’s time to put an end to this chaos.

I urge everyone to stay vigilant and protect yourself from falling victim. Don’t trust unsolicited messages or emails, especially if they request personal information or money. Verify any financial opportunities with trusted professionals or secure sources. Be cautious of anyone who tries to build a quick, deep connection, especially if they bring up investments or money.

If you are ever targeted by a scam, report it to ic3.gov, the FBI's Internet Crime Complaint Center.  It’s one of the most powerful tools we have in fighting back against these criminals and protecting our community from their traps.

CONTACT US: I encourage you to visit my official website or call my offices in Jefferson City (573-635-7232) or Cottleville (636-327-7055) with your questions and concerns. If you want even greater access to what I am working on, please visit my YouTube site, Facebook page, and keep up-to-date with Twitter and Instagram.

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